Tips on How to Conceive a Baby Boy
There’s no denying that having a baby can put a strain on the finances, especially if you’re dropping from two incomes to one. When you start a family, there are so many additional expenses that only increase as children grow. Basics like food, education, and clothing, and then the ‘extras’ such as holidays, birthdays, and Christmas or other cultural celebrations.
We’ve compiled a list of 12 money-saving hacks that will make your dollar stretch a bit further without you having to make any drastic lifestyle changes. We hope this helps to relieve some of the financial stress that can impact many families. Let us know if you have any tips to add to this list by sending us a message over on our Facebook page.
Don’t spend a small fortune on new toys for your little one. Join a local toy library (find your nearest one here), and borrow an array of quality toys that have been designed to support your child’s development. They’ll never be bored because you can swap over what they play with every week or two! Don’t forget your library too for free books.
Instead of expensive mum and bub classes, find scheduled free activities at your local library or community centre. Or, simply organise some pram walks and playdates with other new parents.
Find out what deals the supermarkets are offering, and plan your meals around them. Create a list of easy meals (such as eggs on toast) or have a few freezer meals on standby for those nights when you might be tempted to get an expensive takeaway because you’re too tired to cook.
Whenever there are sales, heavily discounted gifts, or you see something in an op shop that you could gift someone, buy them for the future rather than paying full price.
Search via social media (most likely Facebook) for your local group that lists items that are free. It might be called ‘buy nothing’, ‘good karma’, or ‘FTAGH’ (free to a good home), where you can pick up basically everything you need for a baby from clothes to a cot.
Save thousands of dollars on a holiday by doing a free home swap. Sign up to a site (such as this one) to stay anywhere in Australia and around the world.
Trying to cut costs doesn’t have to mean that you never go out. With a group of local new parents, you can create a system in which you take it in turns to babysit each other’s little ones.
Make a list of all your subscriptions, and see if you can cancel a couple of them. Can you survive on the free versions, or could you sign up for one this month and then cancel it while you sign up for another next month, rather than using several every month?
Shop around for cheaper deals or negotiate with your current service providers to see if there are any available discounts. You may need less data allowance now that you’re home and can mostly use Wi-Fi. See if you can switch to cheaper plans wherever possible. Cut back on fuel by walking more.
Try to DIY as much as possible, and hold any parties at home if possible. You might like to check out our Memorable 1st birthday ideas on a budget and What babies really want for Christmas, for some bonus money-saving tips!
Find out what’s going on near you – it could be free outdoor movie screenings, class trials, library events, or simply spend the day at the beach or park, pack a picnic, and enjoy some nature and family time.
There are so many ways to reduce waste while saving money in the home, such as: